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CONFERENCE PROGRAMME |
| DAY 1 Tuesday 12 August 2003 |
07:30 - 08:45 |
Registration |
MORNING SESSION
Continuing Regulatory Challenges for Lenders to Low Income Clientele
Chair : Roland Pearson
|
| 08:45 - 09:00 |
Conference Opening and Introduction, GerhardCoetzee, University of Pretoria and ECI Africa - South Africa |
| 09:00 - 09:30 |
Keynote address, Gill Marcus, Deputy Governor of the SA Reserve Bank  |
| 09:30 - 10:00 |
Regulatory challenges in increasing access to finance in Brazil, Antonio José Barreto de Paiva, Central Bank - Brazil  |
| 10:00 - 10:30 |
Regulatory environment for Savings & Loans and approach to payday lending, Walter Mason, Office of Thrift Supervision - USA  |
10:30 - 11:15
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Interplay between regulation and access to finance, Open Discussion
|
| 11:15 - 11:40 |
Refreshment Break |
11:40 - 12:10 |
Tanzania: Developments in Community Banks & Regulatory Challenges
Grace Rubambey, Central Bank - Tanzania
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| 12:10 - 12:40 |
Increasing access to finance while protecting consumers: The South African Experience
Gabriel Davel, MFRC - South Africa
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12:40 - 13:10
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Panel discussion, Panelists - all speakers
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| 13:10 - 14:00 |
Lunch |
AFTERNOON SESSION Parallel Session A: Regulation and Supervision - Second Session |
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INNOVATIVE LENDERS WITHIN THE CONTEXT OF THEIR REGULATORY ENVIRONMENT |
| 14:00 - 14:40 |
African Bank (Micro Finance Institution), Johan de Ridder, South Africa  |
| 14:40 - 15:20 |
Alamana (Morocco), Fouad Abdelmoumni, Morocco  |
15:20 - 16:00
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Microfianance Outreach Plan Co-ordination Unit, Henry Bagazonzya, Uganda 
|
| 16:00 - 16:20 |
Refreshments |
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COUNTRY MFI REGULATORY CHALLENGES |
16:20 - 17:00
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Panel discussion : Current best practices and future challenges Panelists - all speakers of the day
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Parallel Session B: Savings led approaches in Rural Finance Chair: Yvonne Benn |
| 14:00 - 14:30 |
Overview to the challenges of sustainable rural finance for the bottom 70% William J. Grant, ECI Africa - South Africa  |
| 14:30 - 15:00 |
Mata Masu Dubara - CARE's savings led experience in Africa, Hugh Allen, Regional Technical Advisor, CARE International - Niger  |
15:00 - 15:30
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Externally Managed Accumulating Savings and Credit Associations (ASCA's) in Kenya Nthenya Mule, Independent Consultant - Kenya 
|
| 15:30 - 16:00 |
Refreshments |
16:00 - 16:30 |
Southern African experiences in savings led rural finance Ted Baumann, Community Microfinance Network - South Africa  |
16:30 - 17:30
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Panel discussion, Panelists - all above speakers
|
| 19:00 - 22:00 |
Bush Braai - Networking Evening complemented by good South African food and entertainment. Dress will be casual |
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| DAY 2 Wednesday 13 August 2003 |
MORNING SESSION Parallel Session A: Challenges to Commercialisation of Microfinance Chair: Anne-Marie Chidzero|
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| 09:00 - 09:45 |
Commercialisation of Microfinance: Balancing business and development Deborah Drake, ACCION - USA  |
| 09:45 - 10:30 |
Is Cinderella finally coming to the ball? Microfinance in SA in broad perspective David Porteous, Finmark Trust - South Africa  |
10:30 - 11:15
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Capturing a Market Share? Migrant Remittance Transfers and Commercialisation of Microfinance in Africa, Cerstin Sander, Bannock Consulting - UK 
|
| 11:15 - 11:45 |
Refreshments |
11:45 - 12:30 |
Allocation of credit in households - fungability towards "good" use Gerhard Coetzee, ECI Africa and University of Pretoria - South Africa  |
12:30 - 13:00
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Discussion of session issues
|
| 13:00 - 14:00 |
Lunch |
Parallel Session B: Housing Finance, status and innovations Chair: Moerana Maimane |
| 09:00 - 09:45 |
A concrete investment: Maximising the contribution of shelter to poverty reduction goals through microfinance mechanisms, Diana Mitlin, International Institute on Environment and Development - London  |
| 09:45 - 10:30 |
Competition or Co-operation? Understanding the relationship between banks, alternative lenders and government in the low-income housing finance sector, Kecia Rust, FinMark Trust - South Africa  |
10:30 - 11:15
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The Kuyasa Fund: A new dawn for housing finance, Olivia van Rooyen, Kuyasa Fund - South Africa 
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| 11:15 - 11:45 |
Refreshments |
11:45 - 12:30
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Leveraging Housing Subsidies to the "Unbanked" poor: Savings and Credit innovations, Ted Baumann, Bay Research and Consultancy services - South Africa 
|
| 12:30 - 14:00 |
Lunch |
AFTERNOON SESSION New waves and thinking in rural and small farmer finance Chair: Thozama Domi |
| 14:00 - 14:45 |
The Breakthrough of micorfinance into small farmer lending in West Africa, Betty Wampler, CIRAD - France  |
| 14:45 - 15:15 |
Individual lending in rural finance: The IPC model, Dick Meyer, OSU - USA  |
15:15 - 15:45
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Small farmer livelihood strategies and the impact on seasonal finance product design, Colin Poulton, Imperial College at Wye 
|
| 15:45 - 16:15 |
Refreshments |
16:15 - 16:45 |
International review of term lending in agricultural development, Anthon Slangen, FAO  |
| 16:45 - 17:15 |
New thinking in rural and agricultural finance, Douglas Graham, OSU - USA  |
| 17:15 - 17:45 |
Open Discussion, All above are panel members |
| 19:00 - 23:00 |
Official Conference Dinner - a veritable feast. Dress will be casual. |
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| DAY 3 Thursday 14 August 2003 |
MORNING SESSION Parallel Session A: New Product Development Chair: Gerhard Coetzee |
| 08:45 - 09:00 |
Microfinance in the context of Angolan post war community rehabilitation, Allan Cain, Development Workshop - Angola  |
| 09:00 - 09:30 |
Refocusing from product driven to market driven approaches in microfinance, David Cracknell, MicroSave Africa - Kenya  |
09:30 - 10:30
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Group discussions and report back
|
| 10:30 - 11:00 |
Refreshments |
11:00 - 11:30 |
Case study - the complete cycle from market research to product launch - the story of Teba Bank, Thozama Doni, Teba Bank - South Africa  |
| 11:30 - 12:00 |
Product Development and Institutional Strategy - a case study of Karela MicroFinance, Pete Sparreboom, Consultant - Mozambique  |
12:00 - 13:00
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General discussion on issues from the session
|
| 13:00 - 14:00 |
Lunch |
Parallel Session B: Poverty, Risk, Impact and Exit Issues in Microfinance Chair: Cerstin Sander |
| 09:00 - 09:30 |
A Review of Impact Assessment Methodologies and Outcomes, Gary Woller, Brigham Young University - USA  |
| 09:30 - 10:00 |
Poverty, Social Performance and Organisational Learning: Institutionalising Impact in Microfinance, Anton Simanowitz, University of Sussex - UK  |
10:00 - 10:30
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Impact Assessment of Microfinance in India, Frances Sinha, EDA Rural Systems - India 
|
| 10:30 - 11:00 |
Refreshments |
11:00 - 11:30 |
Mitigating and Managing Systematic Risks: Emerging Lessons for Micro and Rural Finance Institutions, Geetha Nagarajan, American University - USA  |
| 11:30 - 12:00 |
Examining Client Exit in Micro Finance: Current Issues and Empirical Results in a Malian Institution, Doug Graham, Ohio State University - USA  |
12:00 - 13:00
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Discussion of papers in the session
|
| 13:00 - 14:00 |
Lunch |
Afternoon Session Chair: Roland Pearson |
| 14:00 - 16:00 |
Open discussion session on main issues Panel of selected Conference speakers and the participants |